Gaya APA

Shanmugam, B. et al (1992). Bank management / Bala Shanmugam dkk . New York: John Wiley n Sons.

Gaya MLA

Shanmugam, Bala. et al. "Bank management / Bala Shanmugam dkk". New York: John Wiley n Sons, 1992. Textbook.